X shifts US creator payouts from Stripe to X Money
Elon Musk’s social network X on Wednesday said that starting today, all of its U.S. creator payouts will be handled through X Money, the app’s payments service.
This includes payouts from both X’s Original Content Rewards Program and creators’ subscriptions, the company said in an update shared on X. Starting today, U.S. payouts for Original Content Rewards and Subscriptions will be paid through @XMoney.
You'll have access to your payouts the moment they’re sent.› Already using 𝕏 Money? No action needed. Your next payout will be sent there.›
Not yet on 𝕏 Money? Open…— Creators (@XCreators) September 2, 2026 Starting today, U.S. payouts for Original Content Rewards and Subscriptions will be paid through @XMoney. You'll have access to your payouts the moment they’re sent.› Already using 𝕏 Money? No action needed.
Your next payout will be sent there.› Not yet on 𝕏 Money? Open… The benefit of this new payment system is that the payments are instant. There’s no waiting until the end of a billing cycle or a minimum threshold that has to be reached before the creator can access their money.
Previously, payments were processed every two weeks, with a minimum payout of $30, X’s documentation states. However, the announcement’s wording seems to indicate that there aren’t any other options for receiving payments on the platform, meaning X is forcing creators to use X Money even if they would have preferred the prior payout method, which was powered by Stripe.
Reached for comment, a representative for X said the change is required for those in the U.S. Creators outside the U.S. will remain on Stripe. The shift follows other changes to X’s creator programs.
On September 7, X will retire its Creator Revenue Sharing Program, which stopped accepting new members last month. Creators are being shifted instead to the Original Content Rewards Program, which, as the name implies, puts a heavier emphasis on original content. The company’s new payments service, X Money, began supporting creator payouts earlier this month.
The payments offering, a part of Musk’s broader plan to make X an “everything app,” includes a bank card with 3% cash back, instant payments, free ATM withdrawals, and other digital banking services. However, X Money is not a bank; the accounts are held at the FDIC-insured Cross River Bank.
X’s post said creator payouts will also count toward X Money users’ direct deposit requirements to receive the service’s better APY rate. Currently, the service’s website says X Premium users will get a boosted 6% rate, compared to the standard 4% rate. In addition, X will issue a 1099-NEC for individuals receiving creator payouts.
For LLCs, X will collect the organization’s W-9 information to ensure the 1099s are accurate, the company noted. This article was updated after publication with X’s comment.